Base scenario
Peak earning years
A high-income trajectory with strong saving capacity and rapid wealth accumulation. Compounding works faster here, but results remain exposed to market cycles and timing.
What this scenario represents
Professionals with strong earning potential who combine high income with disciplined saving and long-term investing.
Core assumptions
- High and relatively stable initial income
- Above-average saving rate sustained over time
- Significant exposure to growth-oriented investments
- Lower probability of prolonged unemployment
Results are most sensitive to
- Market performance
- Long-term saving discipline
- Sequence of investment returns
Available comparisons
Each comparison varies one assumption at a time to show its long-term impact.