About Financial Life Simulator
An educational project for understanding long-term financial outcomes.
Financial Life Simulator is an educational tool designed to help users explore how different financial paths evolve over time.
The simulator uses Monte Carlo techniques to model uncertainty in income, savings, investment returns, and life events.
This project does not provide financial advice and should not be used as a substitute for professional financial planning.
What the simulator covers
The model tracks annual active income, expenses, savings behavior, investment growth, and selected life events that may affect results. You can compare baseline scenarios, then adjust parameters to test sensitivity and risk under different assumptions.
How to use it effectively
Start with a scenario that resembles your context, then change one parameter at a time. Focus on ranges (P10 to P90), not single-point outcomes, and use the calculator for personalized stress testing.
Website navigation
Use the links below to access all core sections: