Base scenario
Health-related setbacks
A life path influenced by recurring health-related financial strain. Even moderate disruptions, when repeated, can materially change long-term financial outcomes.
What this scenario represents
Life paths where health-related events introduce recurring or occasional financial strain over time.
Core assumptions
- Periodic medical expenses throughout working life
- Occasional long-term health disruptions
- Higher uncertainty in annual expenses
- Partial erosion of financial buffers during major events
Results are most sensitive to
- Severity of health events
- Duration of reduced earning capacity
- Medical cost inflation
Available comparisons
Each comparison varies one assumption at a time to show its long-term impact.