Base scenario
Family-first life
A financial path shaped by long-term household responsibilities and shared priorities. Progress trades flexibility for stability, planning, and collective decision-making.
What this scenario represents
Households balancing long-term financial goals with the costs and responsibilities of raising children.
Core assumptions
- Higher baseline household expenses
- Reduced saving flexibility during child-rearing years
- Greater exposure to family-related unexpected costs
- Financial priorities shift around family needs
Results are most sensitive to
- Cost of raising children
- Ability to rebuild saving capacity later in life
Available comparisons
Each comparison varies one assumption at a time to show its long-term impact.