Base scenario
Fast-track independence
A high-intensity saving and investing strategy aimed at reaching financial independence as early as possible. Strong outcomes require discipline, sacrifice, and tolerance for market risk.
What this scenario represents
Highly disciplined individuals prioritizing rapid wealth accumulation and early financial independence.
Core assumptions
- Very high saving rate sustained over many years
- Strict control of lifestyle inflation
- Strong reliance on investment growth
- Early retirement as a primary objective
Results are most sensitive to
- Market volatility
- Behavioral discipline
- Sequence of investment returns
Available comparisons
Each comparison varies one assumption at a time to show its long-term impact.